September 2016 Issue
Focus
   Life Opportunities In A Post DOL World
      Ben Nevejans
   The Mass-Market Potential For VUL
   Protecting The BGA Distribution Model
      Charles L. Arnold
   Finding Opportunities In The Fiduciary Rule
      Dennis Martin
General Interest
   4 Steps To Break Down The Wall Between You And Sales Success
      JD Clockadale
   International Travel Medical Insurance - Don't Leave Home Without it!
      David Boggs
Marketing Update
   Savings-Based Long Term Care Insurance Product Analysis
      Claude Thau
Monthly Commentary
   Impaired Risk Review...
   Ventricular Premature Beats
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Healthcare FSA Carryovers And COBRA Continuation
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   Estate Plans
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   Annuities Need A Collie
      Jack Marrion
   The Last Word On LTCI...
   Myth Busters
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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