January 2019 Issue
Focus
   2019 Carrier Forecast
      Jason Wellmann
   2019 Carrier Forecast
      John Thornton
   2019 Carrier Forecast
      Tom Swank
   2019 Carrier Forecast
      Craig W. Klenk, CLU, ChFC, MSFS
   2019 Carrier Forecast
      Steven J. Sanders, LLIF
   2019 Carrier Forecast
      Tess Grace
   2019 Carrier Forecast
      Luke Cosme
   2019 Carrier Forecast
      R. Bruce Wallace
   2019 Carrier Forecast
      Barbara A. Turner
   2019 Carrier Forecast
      Dennis Martin
General Interest
   I Didn't Check The Box!
      Roger Sweaney
Monthly Commentary
   The Practice Management Minute...
   IUL: Mutually Assured Regulation
      Charlie Gipple
   Impaired Risk Review…
   Vaping
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   New Indexed Figures For 2019
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   2019 New Year's Resolution: Monthly Reasons To Sell More DI
      Eugene Cohen
   Tech-Tock...
   How Millennials Are Changing Life Insurance
      D. Michael Bridges
   Economic Behavior...
   Some Retirees Could Need $245,880 To Buy Coffee In Retirement!
      Jack Marrion
   The Last Word On LTCI...
   Confusion
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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