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March 2015 Issue
Focus
   From Modest Beginnings...
   A Brief History Of Health and DI Insurance In America
      W. Harold Petersen, RHU, DFP
   IDI Deja Vu: Optimism For The LTCI Industry
      Xiaoge Flora Hu, ASA, MAAA
   Will The Real LTCI Industry Please Stand Up?
      Bill Jones, CLU, ChFC, LTCP
   Critical Illness Insurance -- The Journey
      Daniel R. Pisetsky, PhD
   The Vastly Undersold Product: Disability Insurance
      Trish Boon, FLMI, LTCP
General Interest
   Revolutionizing The Charitable Donation Of Life Insurance
      Timothy T. Lawler, CLU
Marketing Update
   Life BGA Panel
      Larry W. Dahl
Monthly Commentary
   Impaired Risk Review...
   The Whys Behind Prostate Cancer Screening
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Qualified Transportation Fringe Benefits And Debit Card Payments
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   Human Capital In Financial Planning
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   Three Reasons Why Low Cost Isn’t Always A Good Thing
      Jack Marrion
   The Last Word On LTCI...
   Wrong Target
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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