January 2015 Issue
Focus
   2015 CARRIER FORECAST
   American National Insurance Company
      Craig W. Klenk, CLU, ChFC, MSFS
   2015 CARRIER FORECAST
   Mutual of Omaha
      Michael C. Weekly
   2015 CARRIER FORECAST
   Assurity Life Insurance Company
      Thomas E. Henning, CLU, ChFC, CFA
   2015 CARRIER FORECAST
   AIG
      John B. Deremo
   2015 CARRIER FORECAST
   Aflac Group Insurance
      Daniel J. Lebish
   2015 CARRIER FORECAST
   LifeSecure Insurance Company
      Tiffany Albert
   2015 CARRIER FORECAST
   National Western Life
      S. Christopher Johnson
   2015 CARRIER FORECAST
   SBLI of Massachusetts
      James A. Morgan
   2015 CARRIER FORECAST
   Foresters
      Anthony Garcia
   2015 CARRIER FORECAST
   Columbus Life Insurance Company
      Steven J. Sanders, LLIF
   2015 CARRIER FORECAST
   National Life Group
      Mehran Assadi
   2015 CARRIER FORECAST
   Mutual Trust Financial Group
      Luke Cosme
   2015 CARRIER FORECAST
   Allianz Life
      Thomas P. Burns
   2015 CARRIER FORECAST
   Legal & General America
      Frank T. Gencarelli
   2015 CARRIER FORECAST
   Protective Life Insurance Company
      John Sawyer
   2015 CARRIER FORECAST
   Transamerica Brokerage
      Michael Babikian
   2015 CARRIER FORECAST
   Ohio National Financial Services
      Gary T. "Doc" Huffman, CLU, ChFC
   2015 CARRIER FORECAST
   Prudential Financial
      Charles E. Anderson
Monthly Commentary
   Impaired Risk Review...
   Nonalcoholic Fatty Liver Disease (NASH)
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Three New Facts About Individual Insurance Reform
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   21st Century Prospecting And Production
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   Eight Pathways To Keeping Resolutions
      Jack Marrion
   The Last Word On LTCI...
   Under The Radar And Over The Rainbow
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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