July 2015 Issue
Focus
   Split Dollar Woes...
   Unwinding Split Dollar Is Sometimes The Best Way To Go
      Brett W. Berg, JD, LLM, CLU, ChFC,
   Seven Strategies For Fueling IUL Sales
      Mark Peterson
   Niches For Riches:
   Is This The Future Of Life Insurance?
      David P. Chittenden, CLU, ChFC, LTCP
General Interest
   Breaking The Carrier Barrier:
   Making The Case For Lifetime Benefits In LTCI
      Marc Glickman, FSA, MAAA, LTCP
   Underwriting: The Producer's Responsibility During The Life Of The Contract
      Lisa Morris
Special Insert
   SPECIAL INSERT
   2015 Long Term Care Insurance Survey
      Claude Thau, FSA, MAAA
Monthly Commentary
   Impaired Risk Review...
   Stroke
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Hot Tips For HSAs
      Janet LeTourneau, ACFCI
   Economic Behavior...
   External Network Threats
      Jack Marrion
   Disability Insurance Insights...
   Your Body Like My Body Is A Machine!
      W. Harold Petersen, RHU, DFP
   The Last Word On LTCI...
   Combo Blues
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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