October 2015 Issue
   Are You, Your Clients, And Your Business Prepared?
      Myra Palmer, CLTC
   The Benefits Of Whole Life Insurance Riders
      Kimberly Michel
   It's Okay To Use The "F" Word To Women
      Tracy King
   Agent Tech Tools That Are Working, Not Working Or Just Getting Started
      Ken Leibow
   Increase Your Productivity And Prospecting Success In Today's Changing Marketplace
      Brian Tudrick
General Interest
   The Cash Play: Capitalizing On The Opportunity Value Of Cash
      Sean Quigley, LUTCF
Monthly Commentary
   Impaired Risk Review...
   Huntington's Disease
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Affordable Care Act Reporting May Be In Your Future
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   Lloyd's Of London Is Not An Insurance Company
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   It's Time For REAL Money
      Jack Marrion
   The Last Word On LTCI...
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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