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May 2013 Issue
Focus
   What's Relevant For Today's Transition Boomer?
      Katie Libbe
   Partnering For LTCI Success
      Bill Dyess, CLTC
   The Real Story Behind LTCI Rate Increases
      Scott D. Boyd, CSA, LTCP
   The Most Powerful Estate Planning Word For 2013
      David Szeremet, JD, CLU, ChFC
   The Continuing Relevance of Single Life Spousal Access Trusts
      Brett W. Berg, JD, LLM
General Interest
   American Taxpayer Relief Act Boosts Life Insurance
      Peter L. McCarthy, JD, CLU, ChFC
Monthly Update
   Life BGA Principals Say...
   Success Begins And Ends With Building Relationships
      Alyse N. Blumberg, CLU, ChFC, MEd, CASL, CLTC
Monthly Commentary
   Impaired Risk Review...
   Mild Cognitive Impairment
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Relaxing Plan Changes For Exchanges
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   Our Economic Life Begins And Ends With Cash Flow
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   Senior Decision Making And Cognitive Impairment
      Jack Marrion
   The Last Word On LTCI...
   Hubris
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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