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April 2014 Issue
Focus
   How To Break Into The Business-Owner Market
      William M. Rogenmoser, CLU, ChFC, CEBS
   Business Tax Treatment Of Standalone LTC Premiums
      Russell E. Towers, JD, CLU, ChFC
   What's Old Is New Again... Permanent Benefit Section 79
      Brian D. Hartstein, MSFS, CLU, ChFC
   Affordable Care Act Places The Spotlight On Medical Stop Loss
      John Thornton
General Interest
   Inspired Production: Achieve Greatness In Your Career
      Joe Jordan
   Thinking Like An Underwriter Can Improve Your Placement Ratio
      William McGrory
Marketing Update
   Marketing Update
   Disability Insurance Awareness Month Planning Panel
      Kenneth A. Bloch, CLU
Monthly Commentary
   Impaired Risk Review...
   Celiac Disease
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   New Rules For Excepted Benefits
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   Maintaining Adequate Benefits To Fund Buy-Sell Agreements
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   Day Of The Locus
      Jack Marrion
   The Last Word On LTCI...
   Sheer Speculation
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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