January 2018 Issue
   2018 Carrier Forecast
   Allianz Life Insurance Company of North America
      Thomas P. Burns
   2018 Carrier Forecast
   American National Insurance Company
      Craig W. Klenk, CLU, ChFC, MSFS
   2018 Carrier Forecast
   Columbus Life Insurance Company
      Steven J. Sanders, LLIF
   2018 Carrier Forecast
   Foresters Financial
      Matt Berman
   2018 Carrier Forecast
      Larry Nisenson
   2018 Carrier Forecast
   GWG Life
      Jon Sabes
   2018 Carrier Forecast
      Tom Swank
   2018 Carrier Forecast
   Mutual of Omaha
      Tess Grace
   2018 Carrier Forecast
   Mutual Trust Life Insurance Company, A Pan-American Life Insurance Group Stock Company
      Luke Cosme
   2018 Carrier Forecast
      Patrick M. Foley
General Interest
   The Top 10 Types Of People Who Think They Can't Get A Good Rate On Insurance But Are Wrong
      Jeffrey D. Mooers
   The Top 6 Reasons Why People Have No Financial Plan
      Bryan M Kuderna
   Dance Like Nobody's Watching The New Approach To Marketing Long Term Care
      Don Levin, JD, MPA, CLF, CSA, LTCP, CLTC,
Monthly Commentary
   The Practice Management Minute...
   Behavioral Economics: Three Nobel Laureates Can't Be Wrong!
      Charlie Gipple
   Impaired Risk Review...
   Thyroid Blood Testing: Which One Is Best For Which Condition?
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   QSEHRAs Receive Direction From The IRS And Treasury Departments - Part One
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   On To The Next Chapter
      Joe Russo
   Economic Behavior...
   Avoiding Some Reality Can Be Good
      Jack Marrion
   The Last Word On LTCI...
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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