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May 2015 Issue
Focus
   Protect Consumers As They Live Longer And Strive To Retire Stronger
      Rod Rishel
   Protect AUM Through Life And LTC
      Charles L. Arnold
   Charitable Remainder Trusts And Wealth Restoration ILITs
   A Beneficial Planning Tandem
      Russell E. Towers, JD, CLU, ChFC
General Interest
   Update On 3in4 Need More... S.O.S. Boomers & Seniors
      Jonas Roeser
   The Life Insurance Psychologist
      Sam J. Kaufman
Marketing Update
   Marketing/Study Group Overview
       No Author
Monthly Commentary
   Impaired Risk Review...
   Lung Cancer
      Robert Goldstone, MD, FACE, FLMI
   The Benefits Brief...
   Family And Medical Leave Act (FLMA) And Cafeteria Plans
      Janet LeTourneau, ACFCI
   Disability Insurance Insights...
   New Products In The World Of Financial Planning Part II
      W. Harold Petersen, RHU, DFP
   Economic Behavior...
   Computer Models Imagine A Perfect World
   But People Aren't Perfect - Which Is Why Annuities Are Needed
      Jack Marrion
   The Last Word On LTCI...
   Sustainability
      Ronald R. Hagelman Jr., CLTC, CSA, LTCP
The Cover
       Cover Artist: David Howard

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